The Openbank product is additionally at your service.

If it is important to make a decision, then research may be required. Products are offered for profitability and productivity.

Offering savings products from Openbank

The offer of savings products offered by Openbank, Grupo Santander's 100% digital bank, allows the customer to save an interesting amount at the end of the year. In addition to the interests that create various products, you can also get an additional “dinerillo” for your name.

In this article, we explain Openbank's three main savings products: Welcome Account, 6-month Fixed Term Open Deposit and Open Account

Cuenta de Ahorro Bienvenida, retired food and lots of time

Not many banks offer economic incentives to take your deposits, only a few or more (1€ or 100,000€ de saldo). Openbank sí lo hace, ya que su Cuenta de Ahorro de Bienvenida te permit liquidity and profitability desde el primer día 1.

“Ingresa el dinero que quieras, cuando quieras y durante el tiempo que quieras.” Retira en cualquier momento lo que que necesitas sin penalizaciones ni costs. Sin comisiones al abrir, mantener y cerrar la cuenta”, are the three slogans that describe the benefits of this savings product from Openbank.

Además, por llevar tus ahorros a Openbank, consigés ganar un dinero extra durante los primeros twelve meses y general for encima de la middle del mercado con un type de interéés attractive. Any interest in the availability of customers. Therefore, there is no need to compromise on a large plaza.

If you are starting to save or are looking for a good initial yield without sacrificing flexibility, Bienvenida Cuenta de Ahorro is a great option.

Deposit a Plazo Fijo, ahorro a largo plazo

El Open Deposit 6 is an Openbank pitch It is a product designed for people who want to increase their savings. With this product, you know exactly how much money you will earn at the end of the term, because the interest rate is fixed and guaranteed from the beginning

However, the type of interest is guaranteed. No, it changes. You can keep your savings for a fixed period of time in your savings account at a fixed rate of interest. This allows you to know exactly how much money you will receive at the end of the term. Openbank offers you the opportunity to deposit money for six months and you will get a safe return.

A diferencia de tros products que pueden estar sujeto a la volatilidad del mercado, el deposito a plazo fijo te ofrece una rantability fija y segura, sin importar lo que ocurra en los mercados financiers.

The main feature of this fixed interest is that it is a conservative product and it is also safe. Al esttar garantiado, te proporcia tranquilidad, sabiendo que tu dinero estará a salvo (covered by the Fondo de Garantía de Depositos) and generando interesos sin sobresaltos.3

This pitch is useless

El Deposito a Plazo Fijo is a great option if you have money that you don't plan to use in the short term and you want a safe return without taking unnecessary risks.

Plus: You can cancel your advance deposit, reluctantly, antes de la fecha vencimiento, no loss: have a 100% deposit for a 0.20% TAE1 and TIN profitability. balance

For those who prefer security and stability for a fixed term, 6 months open deposit for a fixed term is an ideal solution that offers returns with low risk.

Lovely, extra benefits

La Cuenta Nómina Open is more than a simple current account without commission.

The main benefits are: Recover 0.5% of your receipts: electricity, gas, telephone, mobile and internet. It's free for 5 Spanish comos and free for transfers to UE. Además, puedes retirar retirar efectivo sin a una all red de cajeros automáticos. Descuentos Open: Ahorra en grandes marks y ofertas 6

La Cuenta Nómina is perfect if you want to use all the features of a current account, with the added convenience of getting additional benefits and savings commissions5.

Llévate 250€ brutos al domiciliar tu nomina

Openbank is launching one now promoción de la cuenta nomina On the 31st of 2024. Retired or open bank (min. 900 €) and pension or residence with a total amount of 250 €*. It must correspond to the nomina of pension domiciles in Openbank, standing for a period of 12 months from the first place of residence. Consult the terms and conditions at Openbank.es

*El abono del incentive constitutive un rendezvous de capital furniture must be charged at the rate of 19% to be applied by Openbank in accordance with the current fiscal norm. The customer, on the other hand, is entitled to deduct taxable income and is not entitled to save his BRPF, so he must declare the incentive received.

Openbank is a banking institution that enables its customers to manage their money efficiently, safely and profitably with these savings products.

1. Salary corresponding to the first year. Monthly liquidation of interest. From the first euro to €100,000

Example of award with fixed balance of €25,000 over 12 months with 2.27% TAE and 2.25% TIN per annum. A total prize of €562.50.

2. Exemplary examples of rewards for a 6-month Open Deposit with interest cancellation and a €25,000 balance at the end of the term: (i) 2.78% TAE, 2.76% TIN applied, la total reward of €345; (ii) if there is no permanent residence, pension or unemployment insurance or min. 600 €/mes, que los ingresos provengan de fuera del bank, durante min. 4 months, 1.77% TAE, 1.76% TIN, total premium of €220 per year; (iii) Not more than 6 months, 0.20% TAE application, 0.20% TIN per annum, eg 3 months, €12 cash premium.

3. Entidad adherida al Fundo de Garantía de Depositos de Entidades de Crédito Español. The maximum guaranteed amount for cash deposits is €100,000 per depositor in each credit institution.

40% TAE and TIN per year
An exemplary example of a premium with a fixed balance of €10,000 with 0% nominal annual interest (0% TAE) during the first year, total premium of €0 per annum.

50% TAE and TIN per annum. A representative of the modality with a total cost of 1,500 euros: TIN: 0%; TAE: 0%; Total import credit: €1,500. Total cost of import: €1,500. Total credit value: 0 €. Issuing commission: 0 €. The TAE can vary depending on the payment method you choose, you can defer payment in fixed or variable quotas (revolving modality) or defer your purchases of €30 or more between 1 and 36 months. there are no conditions to be met. Get acquainted with the terms of the remaining payment methods at the following link: https://www.openbank.es/tarjeta-credito-visa-open-credit.

4. It is necessary to use the necessary documents for the realization of Openbank.

5.Regardless of the value of Cumenta Nomina: (i) a minimum of 900 € imported pension or residence for retirement; o (ii) you receive monthly transfers of at least €900 from any other bank.

Publicidad