La jada de tipos auguran un con compra de viviendas e hipotecas al alza y precios aun más caros required for 2025

La jada de tipos auguran un con compra de viviendas e hipotecas al alza y precios aun más caros required for 2025

El mercado real estate encara una nueva época de auge al calor de la bajada de los types of interest y empujado por una alta tadala de housing que contrasta con la casez de oferta. This is the scenario I drew for the closing of 2024 and 2025 on the real estate portal. pisos.comthis Wednesday presented the balance of the year and forecasts for the next exercise. To do this los Prices 10% is higher -también en el caso de los alquileres- because the rise will not prevent the purchase of an apartment.

Según las previsions de pisos.comFor 2025, it has a 12.1% higher price, and a 14.4% higher price. “Vemos cierta moderación, it doesn't matter and it doesn't matter”Ferran Font, director of Estudios de pisos.com, explains that the main increases can be predicted to be concentrated in high-demand areas such as big cities and tourist areas, where there is a greater imbalance between supply and demand. “Esa tension no puede traducirse de otra manera que en un aumento de los precios”, he affirms.

Frente a la ligera deceleración de los precios en el mercado de compraventa, se espera que los alquileres will accelerate its rise next year with a growth of 10.3%It will add up to a projected 8.2% by the end of 2024. The volume of pisos disponibles para alquilar is not enough to meet the demand, therefore affecting the prices. Pgisos.com They estimate that rental supply has fallen by 60% in the past two years, which they attribute to regulatory changes and the transfer of apartments to tourist or seasonal rentals.

A lack of supply contrasts with high demand for housing, which is fueling an increase in purchases. Tras una primera mitad de año a la baja, está previsto que el mercado realestate cierre 2024 con un acelerón de compras tras la zada de los tipos interes. Según las previsions de pisos.com, This year, they could reach 616,200 purchases, an increase of 5.4% By 2023, it was about 8.2%, up from 666,700 transactions in 2025. Not prognostic, there is no picture of a real estate bubble.

“Next year, we could have a record number, surpassing 2022, which was a hit in home buying, because we have very active demand and a savings rate that is often not seen,” he said. Font. There are no obstacles, no contact to comp the initial views needed to be active in the initial vivienda bir una primera vivienda. “Será clave para que estas previsions se cumplan si getomes que los jóvenes que se se se se se emancipen lo hagan en forma de compra”Says the research director, who recognizes the need for social support and a familiar environment that allows young people to get housing in the estate, since the savings accumulated in recent years are not concentrated in the youth, especially in la población meor de. 50 years.

A little compraventas, también mortgage están creciendo impulsada por la bajada de los tipos de interes. It is expected that 2024 will end with 425,200 home loans, and in 2025 it will exceed 468,750.add 9.2% and 14.5% interannuals respectively. “2025 will be a particularly good and sober year”, – Valora Font. “Although interest rates have waned, we remain priced in how the Fed and the market will react to the new political situation in the US,” the spokesman said.

Lack of new work

According to forecasts, cambio, la construcción de vivienda will not accompany the impulses of the real estate market. pisos.com. Real estate portal predictions a una “stabilización” and visa concessions for 2025 With an annual increase of 1.9%. Specifically, 127,960 homes are expected to come on stream next year, which is very close to this year's 125,570 forecast, a 14.7% increase due to the reopening of jobs paralyzed after the explosion. War and supply problems in Ukraine.

Desde el portal real estate destacan que estos volúmenes son “insufficientes” to cover la fuerte demande de vivienda and creating incremental homes. Señalan como principales lastres para el despegue del brick la falta soil finalista para la construcción de nuevos inmuebles, la falta mano obra y el incremento de los costes de la construcción. “When public authorities announce the construction or mobilization of miles and miles of housing, there are doubts about who will build them. de obra que le permite desarrollar esas viviendas,” Font advised.