El euríbor ha cerrado el mes de octubre con una average del 2.691%. The main reference index for determining the type of mortgage interest rate continues to decline this 2024. By 2023, he scored 1,469 points. El euríbor descends de manera lenta pero constante, ya medida que desciende, es predictable que los bancos mejoren mejoren hipotecarias.
La Stabilization of species of interest Compared to last year, access to mortgage loans has been affected, as banks have made their conditions more flexible before market stability. In any case, experts can provide an explanation in the actual context mortgages fijas You can use this option to ensure the stability of mortgages.
Specialists iAhorro They've compiled some of the best fixed mortgage offers for November 2024.
The best mortgage loans were determined in November 2024
- EVO: hipoteca fija con un TIN del 2.70% y una TAE del 3.37%- For a loan of 200,000 euros, we pay 811 euros per month.
- BBVA: hipoteca fija con un TIN 2.75% and 3.81% for TAE. For a loan of 200,000 euros, we will have to pay 816 euros per month. It is required for permanent residences (home insurance and loan amortization) according to the specified conditions.
- Bankinter: hipoteca fija con un TIN 2.79% and 3.37% with TAE. For a loan of 200,000 euros, we will have to pay 820 euros per month. Additional terms and conditions are needed to subscribe to the retirement plan, but this is meant for smaller banks.
- Ibercaja: hipoteca fija con un TIN 2.75% and 3.69% for TAE. Subject to any conditions, la nomination y los recibos habituales, utilizar la tarjeta de la crédito de la condiciones; Obtaining two insurances (life and home) and making regular contributions to one of the Ibercaj investment funds.
- Abanca: hipoteca fija con un TIN 2.9%. For a loan of 200,000 euros, we will have to pay 832 euros per month. In order to get access to these conditions, it is necessary to have a permanent residence, to make up to 24 purchases per year with the company's credit card, and to conclude two insurance contracts (life and home).
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