La DANA, the most expensive natural disaster in Spanish history

La DANA que son semana asoló el Este peninsula amenaz con convertir en la The costliest natural disaster in Spain's history. Neither the tragedy of Biescas, nor the earthquake in Lorca, nor the volcano of La Palma, nor the compensation for the terrible floods of 1983, which affected the north of the country, will exceed the figure that insurers began to fight against this dramatic event. event.

According to estimates from the Morningstar DBRS firm, imports of the same product could surpass them 1,000 million euros. Una cifra que, aunque aun sin confirmar, dan por seguro desde Unespa, que tiene claro que face “al sinister climate más importantes que hayamos sufrido en España”, tal y como indicó este lunes la Presidente de la Emerale.

Los daños en viviendas will be covered by buildings, vehicles or even land Consorcio de Compensation de Seguros most of them. Depending on the body Minister of Economybut which is financed by its own insurers and last year – the last available data – had reserves of 10,319 million euros.

Los extreme weather events se han convertido en una de las grandes preoccupaciones del sector en los ultimos años, y no solo en España. According to a recent report by reinsurer Swiss Re Institute, the sector has set aside $108,000 million to deal with the consequences of these events in 2023 alone, compared to an average of $89,000 million over the previous 10 years.

In the Spanish case, the most extreme case in terms of compensation happened with him The great riad que afectó a Cantabria, Navarre, sobre todo, País Vasco, en 1983. The best moment, y según la statística de riesgos exordinarios del consorcio, se pagaron 977.2 million euros If 25,664 'solo' reclamations de que el número de pesar de que hadeto. In the whole country, 263 million euros were paid for the cyclone storm, and 821.2 million euros for the floods.

Hey que tener en cuenta que, en todos los casos analizados, muchas de las indemnificaciones se hicieron efectivas en el ejercicio siguiente, con lo que las statistics del Consorcio pueden no corporate con la reality de un evento en concreto.

Otro de los eventos climáticas que causaron más daños fue la atípica tempestad ciclónica 'Klaus' que recorrió el país en 2009. In 2009, there were 265,231 claims for compensation issued during the atypical cyclone storm “Klaus”, which returns all data. 653.3 mln de euro. However, event compensation (limited to tenure) rose to 676 million with 270,161 eligible.

The mayor of the city according to the amount of compensation due to extraordinary climatic conditions 2011 Lorca (Murcia) earthquakeWhen they received 28,043 claims and subscribed more 662 million de euro.

Las inundaciones de la Calf que affectó especially a In 2019, Alicante and Murcia generated 55,785 complaints y un volumen de indemnificación de 478.9 million euros, Mayor convirtiendo en el cuarto to the climate emergency regarding the statistics of 1971-2023. In total, water-related floods and other similar events caused losses of around 700 million euros that year. One of the most recent events occurred with the Palma volcano in 2021, after a total of 9,791 events were recorded, and €254.3 million in compensation was obtained.

Requirements

DANA's perspective indicates that they are already in contact with the Consortium to help manage aid to ensure the security of this sector. They explained, “This is no major institution, no major institution, y nos gustaría ayudar en ese aspecto.”

You can manage Mapfre or 26,000 sinisters register. “Approximately half of the damage is to cars, and the rest is damage due to material damage to individuals and companies,” the company said, offering to inform the insured about the incident to the consortium on its own behalf. Like other insurers such as Mutua Madrileña, the insured has installed a special device to monitor his home, cars and motorcycles and has activated a special telephone number (91 503 64 15) for emergency assistance.

Según datos del Nazirio de Economía, el consorcio ha recibido ya unas 46,000 claims in just 5 days. At this point, it should be noted that this also marks it. In fact, 40% of the claims are already pending. In addition, it is produced.

In this case, recuerdan que en caso desde to provide this sector Valencia la noticia positive es que es una de las regions con major tasa aseguramiento de España76%. Please note that only those with private insurance will be reimbursed by the Consortium.