La DANA arrived in Spain with force hitting some parts of the country, especially the Community of Valencia and the east of Castilla-La Mancha. He left behind more than 62 victimsalthough many people are missing. Emergency services are still operating at this time. Similarly, there is a large number of material destruction and countless materials.
Does insurance cover DANA's damages?
The intensity of the rains caused by DANA set a record of liters per square meter in some municipalities, destroyed bridges, broke roads, and left some places unconnected. In this context mil defectados earlier to recover later provocadas materiales pérdidas for temporale.
Most insurance companies consider flooding an “emergency risk,” an adverse weather event for which they are not responsible. For this reason, insurers do not pay for damages caused by floods, and in such cases Consorcio de Compensación de Seguros is responsible. even so It is important that the consortium is insured to cover the damagesbecause he is only responsible for the goods that appear on the insurance policy.
Without any hindrance, aquellos daños derivados de las lluvias que no se considere extraordinaryYou are responsible for the insurance, which will compensate the clients for the lawsuits suffered, or if the home, vehicle or community are insured.
How to apply for compensation to CCS
The Consorcio de Compensación de Seguros (CCS) is a public institution that depends on the Ministry of Economy, Comercio y Empresa, and is responsible for the compensation of extraordinary losses, such as those that occurred during this DANA.
The first thing you need to do for this is to contact the insurer with whom you have concluded an insurance contract and send a request. It can be done By calling 900 222 665 or online. There are no barriers to requirements:
- Insurance is a mustestableciendo el mínimo en un seguro basico, de hogar o de coche, y estar al corriente de los pagos.
- Los daños que hayan sido causados por la turura un elemento ajeno al ajeno al vehículo oa la vivienda afectados (either tree, roof or other collateral object) will not be covered by the Consortium, nor the policy, This will be the company's civil liability insurance o la persona proprietarias de ese elemento quien se encargue.
- Si la lluvia y el granizo no generan una inundaciónDepending on the uncertainty of the pecuniary damage or the clarity of the damage caused, the Consorcio does not claim any compensation.
- El Consorcio it will only cover goods detailed in the affected person's policysiendo fundamental que estén bajo las mismas conditions. If this is not the case, the liability does not fall into the hands of the body, despite having compulsory insurance.
It is recommended to take photos and videos of all affected materials so that you can file a complaint with the insurance or Consorcio de Compensación de Seguros. Also recommended Re-inform and stay informed.a fin de presentarlo como prueba ante las assuradoras.
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